How Is Oriental Health Insurance Different From Other Insurance In The Market?

How Is Oriental Health Insurance Different From Other Insurance In The Market?

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Oriental Health Insurance is one of the oldest and most trusted health insurance providers in India. The company has been around for many years and has provided quality health insurance at a reasonable cost. The feature-loaded plans are available at some very affordable rates. These are the main reasons why the Oriental health insurance plans are different from their competitors. Take a look at this article to know more about the health insurance plans and how you can find your ideal cover.

How to renew your health insurance?

If you already have health insurance plan from Oriental Insurance, you must be a happy customer. It is important to pay your premiums on time and also to renew your plan on timely basis to enjoy a continued health cover.  Since you are an Oriental Insurance customer, you can easily use the company’s official website or the mobile application to renew your plan. For this, all you have to do is:

  • Log in: Go to the official website or app and log in.
  • Enter your policy number: You will be asked to enter your existing health insurance policy number.  
  • Policy details: Next, you have to provide the details of your policy in the boxes provided.
  • Premium calculation: Your premium will be calculated and if there is any change in the amount, you will be notified on the spot.
  • Personal details: Next, you will have to provide your personal details.
  • Make the payment: Finally, you just need to make the payment and your Oriental health insurance plan will be renewed.

At times, the insurance provider asks for a fresh set of health checks before renewing an existing health plan. If you are asked for a test, do not raise an objection. Rather, go for the tests and get an adequate health cover. If this is done, the insurance provider cannot deny a claim later on.

Which website should you compare on to buy right insurance?

If you want to buy a new health insurance plan from The Oriental Health Insurance Company, then it would be a good idea for you to go to their official website and compare the different plans. There are quite a few health insurance plans available from this particular insurance provider. You therefore have to be clear about what each plan offers and which plan caters to your requirements. Some of the most popular Oriental health insurance plans include:

  • Oriental Insurance Personal Accident Policy
  • Oriental Universal Health Scheme
  • Oriental Insurance Happy Family Floater
  • Oriental Insurance Senior Citizen HOPE
  • Oriental Individual Mediclaim

It is absolutely vital for you to compare the health plans before you buy. Once you compare, you will get to know the features of each plan. And since the above mentioned plans cater to different requirements, it is important for you to understand what each policy offers. You will then know exactly which plan is ideal for you and you will be able to find an appropriate health cover thereafter.

There are various other reliable online website aggregator websites too like  You can use the free health insurance comparison tools on these websites to compare the health plans. Make sure you enter the correct details and look for plans according to your needs. For example, if you want a personal accident cover, comparing the maternity health insurance policies won’t be of any use to you! So first take some time off and jot down your own requirements and then look for the type of health insurance cover that would deliver the greatest results to you.

The bottom line

The Oriental health insurance plans are comprehensive, affordable and offer you great value for your money. As we saw, there are many different types of health insurance available from Oriental. So no matter what your needs are, you will be able to find a suitable health cover for yourself when you decide to make Oriental Health Insurance your preferred insurer. Keep the points mentioned above in mind when looking for your ideal health cover. Be honest when buying the plan and pay your premium on time. Once these things are taken care of, you will not have to worry about anything else and you can enjoy your health insurance cover.

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